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Payment Policy

Payment Policy

This Payment Policy outlines the terms and conditions regarding payments for purchases made on [Your Store Name] ("we", "our", or "us") via [yourwebsite.com]. By making a purchase on our site, you agree to the following terms.

1. Accepted Payment Methods

We accept the following secure payment methods:

  • Credit and Debit Cards (Visa, MasterCard, American Express, Discover)

  • PayPal

  • Apple Pay / Google Pay (if enabled)

  • Shopify Payments

  • Other third-party processors (e.g., Klarna, Afterpay) — if available

All payments are processed through secure, PCI-compliant payment gateways. We do not store your full payment card details on our servers.

2. Currency

All prices and transactions on our website are processed in [Your Store Currency, e.g., USD]. If you are purchasing from another country, your financial institution may charge a currency conversion or international transaction fee.

3. Payment Authorization

When you place an order, your payment method will be authorized and charged immediately upon checkout.

  • Orders will not be processed or shipped until full payment has been received.

  • In the event of a failed payment, we reserve the right to cancel the order.

4. Taxes and Duties

Applicable sales tax (if required by law) will be added to your total during checkout based on your shipping address.

International customers:
You are responsible for any customs duties, taxes, or import fees that may apply in your country. These charges are not included in the product or shipping price.

5. Payment Security

We use industry-standard SSL encryption and secure third-party payment providers to protect your financial information.

  • All transactions are encrypted and processed securely.

  • We do not store sensitive payment data such as credit card numbers or CVV codes.

6. Order Verification

To protect against fraud, we may conduct additional verification for certain orders, such as:

  • Matching billing and shipping information

  • Requesting additional identification or payment confirmation

  • Delaying or cancelling orders suspected to be fraudulent

7. Buy Now, Pay Later (Optional)

If we offer financing or installment options (e.g., Klarna, Afterpay), please refer to the provider’s terms and conditions. You are solely responsible for complying with the terms of the financing agreement.

8. Refunds

Refunds for returned items are issued to the original payment method used at checkout. Please refer to our Return & Exchange Policy for more details.

9. Contact Information

If you have questions about payment methods or experience payment-related issues, please contact:

Email: support@handlexp.com
Business Address: Biaoling Limited
"FLAT 1506, 15/F, CHEUNG FUNG
COMM BLDG, 21-25 CHEUNG SHA
WAN ROAD, SHAM SHUI PO
HONG KONG"